Here we go again with the politically correct “High Risk” (poorer), “Low Risk” (wealthier) areas; we wouldn’t want to offend anyone. Currently, there is talk that we may have to pay an additional $20 per vehicle to subsidize the auto insurance for the people who live in “High Risk” areas. Keeping premiums down for motorists living in Newark, Paterson, Jersey City, Camden, Elizabeth, Irvington, Perth Amboy and other “high-risk” insurance towns.
I am incensed, for lack of a better word to use in print. If you live in a “High Risk” area it is either because you can’t afford to live in a “Low Risk” area, don’t have the education to get a better job, or live in a “High Risk” area by choice.
Because you are fortunate enough to own two or more vehicles, you are now going to be penalized. Let’s suppose you are penalized to the point you now have to sell one vehicle to be able to afford the other. If your county owns a fleet of vehicles, will the taxpayers foot the bill to cover the additional $20 on each vehicle?
If you’re living in an area where the vandalism is high, cars are stolen, cars are sprayed with graffiti, and tires are stolen, windshields are smashed; I am not obligated to pay for that problem, which is why I choose not to live in those areas. How many that live in “High Risk” areas even carry insurance? Why and how, are these people driving if they can’t afford the insurance? Maybe we are being asked to subsidize the Uninsured/Underinsured Motorist clause. Perhaps another back door approach to fund insurance for the illegals, once they receive their “driver privilege card”. Now that “State Insurance” is being phased out, could this be a way to get us to pick up the tab and carry those who can’t afford it, thereby eliminating the state from dealing with it?
I have a news flash for Insurance Commissioner Stephen Goldman; if you are in the insurance business, it is considered a “risk business”. Like any other business, if you can’t afford to stay in business, close your doors. The state mandates we must carry insurance, but in many incidences, we wind up paying back our own costs for damages. I work to pay for my insurance, I don’t work so I can pay for someone who earns less or works less.
The “share the wealth” is getting a little out of hand, and this is only the start. How much more is the average taxpayer required to give before they are tapped out?
In part of a speech on February 19, 2008 in Wisconsin, Obama said “In the end, this economic agenda won't just require new money. It will require a new spirit of cooperation and innovation on behalf of the American people. We will have to *learn more, and study more, and work harder. We will be called upon to take part in a shared sacrifice and shared prosperity."
What this means in a nutshell is that in addition to the additional taxes on those making over $250,000 a year, and eliminating the $102,000 wage cap on Social Security taxes, Obama is also proposing that Americans pay additional taxes on oil, coal and natural gas in order to redistribute their wealth to the rest of the world.
Obama's Global Poverty Plan to reduce poverty around the world would include a tax of 0.7% of U.S. gross national product as part of his shared prosperity plan.
This Act would commit the United States to the U.N. that industrialized countries should spend 0.7 percent a year of their gross domestic product on foreign aid. Over the next decade or so, that would work out to $850 billion dollars for American taxpayers.
*Learn more and Study More?
Most of us are living in “Low Risk” areas because that’s why we learned and studied to get ahead so we could move up that rung on the ladder.
*Work Harder?
As far as myself, I held two full time jobs for almost three years; averaging 8 hours sleep for a five day week, and held a part-time job on Saturday, to get what I wanted or needed. How much harder should we now work to “share the wealth” of our hard work to those who would rather receive a handout?
Many of us work hard until we can have somewhat of a comfortable life, but now we are going to be supplementing those who have nothing. What’s next, will we be asked to subsidize “High Risk” heat bills, rent, education, etc, until the pockets of those barely squeaking by in the “Low Risk” areas are empty. How long before “Low Risk” areas have to pay $20 out of their Health Care to subsidize Hospitals in “High Risk” areas? People living in “Low Risk” areas will be taxed until they are forced to move to “High Risk” (poorer) areas. You will work more and more to keep what you have, as more and more is being taken from your pay, to subsidize those who have less. How long before the “liberals’ determine you have more than enough in your savings, that you can share some of it with the less unfortunate?
I’d like to ask Commissioner Goldman what his income is; perhaps he won’t miss the $20. Tell those who have lost jobs, lost their homes, and are barely paying their car insurance as it is, that they may have to fork over an additional $20 because they are fortunate enough to live in a "Low Risk" area. They would love to give up some more of what little they have left.
“The industry challengers say the power to establish rates is up to the Legislature, not the insurance department bureaucrats”, I’m sure the insurance lobbyists will stand back and won’t bother the Legislature while they mull it over.
I don’t mind helping those down on their luck, but I don’t need government telling me where my money is going to be spent.
Is this the next wave of liberalism?
Could it be we are being forced to take the path to socialism, whether we like it or not?
~ Joe Sinagra
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